PayEm Website Privacy Notice

Last Revised: January 31, 2022

Introduction

This privacy notice details how PayEm Card Ltd., Reg. No. 515963239 and PayEm, Inc. (collectively, "us", "we" or "Company") process information of users of our website (each, "you" or "User") collected through our website (the "Services").The details of the Company are as follows:

The details of the Company are as follows:
PayEm Card Ltd.                             PayEm, Inc.
Derech Menachem Begin 23,        1501 Broadway Paramount Building, 12th
Tel Aviv-Yafo, Israel, 6618356        Floor, New York, NY, 10036

Telephone Number: 646-657-9606

E-mail Address: info@payemcard.com

We may revise this privacy notice from time to time, in our sole discretion, and the most current version will always be posted on our website (as reflected in the "Last Revised" heading). We encourage you to visit this page regularly for any changes.

What type of information we collect

We may collect personal information related to you as follows ("Personal Information"):

Legal basis

The Company processes Personal Information as is necessary to carry out your request in connection with voluntary information you provide and for the Company's legitimate business interest in connection with voluntary information and device information

Google analytics

We use Google Analytics and Google Analytics 4 (GA4) to improve the Services.
Here are two direct links that provide more information about how Google collects and processes
data along with Google’s privacy practices:
google.com/policies/privacy/partners
policies.google.com/privacy?hl=en-US  

You can opt-out from the relevant Google Analytics Advertising Features by visiting the following links: optout.networkadvertising.org/?c=1 or tools.google.com/dlpage/gaoptout .

You can also review and manage your Google cookies preference in our Cookies Policy.

Minors

The Services are not designated to individuals under the age of 18. If you are under 18 years old, you should not use the Services or provide any Personal Information to us in any other manner.

We reserve the right to access and verify any Personal Information that is collected from you by us. In the event that we become aware that an individual under the age of 18 has shared any information, we will discard such information.

If you have any reason to believe that a minor shared any information with us, it will be advisable to contact us at: info@payemcard.com.

Cookies

Subject to our Cookies Policy, we store cookies on your device to enhance site navigation, analyze site usage, assist in our marketing efforts, and provide you with the ability to manage your cookie preferences.

How we use the information
We use the information in the manners described in this privacy notice. In addition to the purposes listed herein, the information we collect, which may include your Personal Information, is used for the following purposes:

With whom we share the information and for what purpose

We do not rent or sell any Personal Information.
We may share Personal Information with the following recipients:

We may share Personal Information with our recipients for any of the following purposes: (i) storing or processing Personal Information on our behalf; (ii) assisting us with our business operations; and (iii) performing research, technical diagnostics, personalization and analytics that will enable us to improve the Services.We may also disclose Personal Information, or any information you submitted via the Services if we have a good faith belief that disclosure of such information is helpful or reasonably necessary to: (i) comply with any applicable law, regulation, legal process or governmental request; (ii) enforce our policies (including our agreements), including investigations of potential violations thereof; (iii) investigate, detect, prevent, or take action regarding illegal activities or other wrongdoing, suspected fraud or security issues; (iv) establish or exercise our rights to defend against legal claims; (v) prevent harm to the rights, property or safety of us, our affiliates, our users, yourself or any third-party; (vi) for the purpose of collaborating with law enforcement agencies; and (vii) in case we find it necessary in order to enforce intellectual property or other legal rightWe do not rent or sell any Personal Information.
We may share Personal Information with the following recipients:

Google analytics

We use Google Analytics and Google Analytics 4 (GA4) to improve the Services.
Here are two direct links that provide more information about how Google collects and processes
data along with Google’s privacy practices:
google.com/policies/privacy/partners
policies.google.com/privacy?hl=en-US  

You can opt-out from the relevant Google Analytics Advertising Features by visiting the following links: optout.networkadvertising.org/?c=1 or tools.google.com/dlpage/gaoptout .

You can also review and manage your Google cookies preference in our Cookies Policy.

Cookies and Google Analytics

We may use cookies and other technologies or methods of web and mobile analysis (e.g., Pixels, Beacons, Google Analytics) to gather, store, and track certain information related with your access to and activity through the Services.

A "cookie" is a small piece of information that a website assign to your device while you are viewing a website. Cookies are very helpful and may be used for various different purposes. These purposes include, among other things, allowing you to navigate between pages efficiently, enabling automatic activation of certain features, remembering your preferences and making the interaction between you and the Services quicker, easier and smoother.

We may use the following types of cookies:

You may remove the cookies by following the instructions of your device preferences. However, if you choose to disable cookies, some features of the Services may not operate properly and your online experience may be limited.

We may also use a tool called Google Analytics to collect information about your use of the Services. Google Analytics collects information such as how often users access the Services, what pages they visit when they do so, etc. We use the information we get from Google Analytics only to improve our Services. Google Analytics collects the IP address assigned to you on the date you visit sites, rather than your name or other identifying information. We do not combine the information collected through the use of Google Analytics with personally identifiable information. Google’s ability to use and share information collected by Google Analytics about your visits to this site is restricted by the Google Analytics Terms of Service and the Google Privacy Policy

How we use the information

We use the information in the manners described in this Privacy Policy. In addition to the purposes listed herein, the information we collect, which may include your Personal Information, is used for the following purposes:

With whom we share the information and for what purpose

We may share Personal Information with our recipients for any of the following purposes: (i) storing or processing Personal Information on our behalf (e.g., cloud computing service providers); (ii) assisting us with our business operations (e.g., issuing credit cards and processing transactions); and (iii) performing research, technical diagnostics, personalization and analytics that will enable us to improve the Services.

We may also disclose Personal Information, or any information you submitted via the Services if we have a good faith belief that disclosure of such information is helpful or reasonably necessary to: (i) comply with any applicable law, regulation, legal process or governmental request; (ii) enforce our policies (including our agreements), including investigations of potential violations thereof; (iii) investigate, detect, prevent, or take action regarding illegal activities or other wrongdoing, suspected fraud or security issues; (iv) establish or exercise our rights to defend against legal claims; (v) prevent harm to the rights, property or safety of us, our affiliates, our users, yourself or any third-party; (vi) for the purpose of collaborating with law enforcement agencies; and (vii) in case we find it necessary in order to enforce intellectual property or other legal rights.

International transfer

Since we operate globally, it may be necessary to transfer data, including Personal Information, to other countries than the country in which the information was first collected. In these instances, we will transfer your data in accordance with applicable laws and regulations. We currently hold and maintain Personal Information in the State of Israel and the United States of America.

For how long we retain the information

We retain the information that we collect from our Users for as long as we are providing the Services to the applicable customer. Retention periods will be determined taking into account the type of information that is collected and the purpose for which it is collected, bearing in mind the requirements applicable to the situation and the need to destroy outdated, unused information at the earliest reasonable time. Under applicable regulations, we may keep records containing Users' Personal Information, account opening documents, communications and anything else as required by applicable laws and regulations.We may rectify, replenish or remove incomplete or inaccurate information, at any time and in our sole discretion.

Your privacy rights

Certain jurisdictions provide Users with certain statutory rights to their Personal Information. Subject to exemptions provided by law, and with proper identification, you may have the right to certain actions to your Personal Information, such as:

If you wish to exercise any of these rights, contact us at info@payemcard.com. When handling your request, we will ask for additional information to confirm your identity (which may include Personal Information). However, please note that if you choose not to allow us to process your Personal Information, we may be prevented from providing our Services.

Please note that these rights are not absolute and may be subject to our own legitimate interests and regulatory requirements.

If you wish to raise a complaint on how we have handled your Personal Information, please contact us directly at info@payemcard.com.

If you are not satisfied with our response or believe we are collecting or processing your Personal Information not in accordance with the laws, you can file a complaint to the applicable data protection authority.