American Express Card Integration

It’s easy to make payments, manage expenses, and empower employee spending – all while earning the rewards of your American Express Card when making virtual Card payments. 1

Enrollment required and fees may apply


PayEm has come together with American Express to give you even more ways to manage your payments, expenses, and cash flow – all while earning the rewards that come with your American Express Card.

Enjoy the functionality of PayEm alongside your American Express Card.

Visibility & Control

Specific controls can be established for each on-demand virtual Card payment, including spending limits, expiration dates, and allowed merchant categories.


Cash Flow Management

American Express Card Members can pay suppliers using on-demand virtual Cards and take advantage of their American Express billing cycle to manage cash flow for their business until the Card payment is due.


Improved Reconciliation‍

PayEm’s integration with American Express allows Card Members to access virtual Card transaction data within PayEm’s platform, reducing manual processes and improving reconciliation.


Manage Payments & Expenses‍

Employees are provided with on-demand virtual cards to help automate reimbursement filing for one-time or recurring expenses such as meals, business travel, or office supplies.


Disclosures: To generate American Express virtual Cards through PayEm, you must be an American Express Corporate or American Express Business Card Member. Separate enrollment with PayEm and American Express is required to utilize combined product offering. To make an American Express Card payment to a vendor through PayEm, the vendor must be an American Express accepting merchant and agree to accept American Express virtual Card payments. There is no fee to generate American Express virtual Cards. Certain features, upgrades, and additional payment methods may require separate activations and fees may apply. PayEm is solely responsible for determining any and all fees associated with their product. Please contact your PayEm representative to learn more.

1 Not all Cards are eligible to get rewards. Terms and limitations vary by Card type.

Learn more about using PayEm while earning the rewards of your American Express Card.